Next up - Target, but have a ?

yes

 

LKH- what r your scores?

 

670 seems a good number for target card. Be sure to make alot of household income *hint* to get a fat line.

 

Thanks Sam. Guess I need to wait a little while longer, got my EX score in the low 600's, up from low/mid 500 range

 

Your EX score doesn't matter to them, they pull EQ

 

thanks superadman.... guess I won't be asking for reconsideration after all.

 

They pulled Experian for me.

 

They pulled Experian for me as well.

 

Retailers National Bank including Target Visa,Target Guest Card,Mervyn's.Marshall Fields pulled credit report from Equifax. They reported account credit history to all CRA.



Ron.

 

Odd how they pulled EX for Dave, and EQ for me. We both live in the same city and state.

 

It's actually done by zip code not city. I used to program credit bureau software and the big "credit association" would post a yearly zip code breakdown by strength (of records). Of course each bureau insists its the best in every zip code, but this independent organization is pretty powerful and the creditors usually follow their list.

 

Sam, can you think of a way for that info to be accessable to millcbs? I STAY confused about who pulls what. Target Visa did pull equifax on me. If I was CERTAIN about who would pull experian I would take my 732 and get a much needed prime credit card.

 

I believe only members of that national credit organization are given such info, and reposting it would probably violate something.

Its been a few years since i had such info in my hands. I'll dig around.

 

They pulled TU for me!

 

denied
Pulled Equifax My worst

 

EXP for me.