They have me by the $$%%$ 27.99 won't nego on a lower rate rep said I should BT. It isn't going anywhere at that rate it is the last pain in a long series of pains I have finally hit the 700 club this month and want to stay there. efx 707 tu 715 exp ??? no baddies though advice anyone?
For once a CSR rep is actually right. You should apply for another credit card with a lower intro rate or 0% on BT's for 6 mos, then do a BT to it.