Nextcard - approved online....

Discussion in 'Credit Talk' started by Chet, Jan 30, 2001.

  1. Chet

    Chet Well-Known Member

    $3300 credit limit with $3000 balance transfers.

    Transfered balances from Providian and Aspire. Owed $1100 on Aspire at %30. I am closing the Aspire if they don't lower the apr.

    Maybe I'm on my way...
    Happy day!

    chet
     
  2. Y.M.

    Y.M. Guest

    RE: Nextcard - approved online

    congratulations ! If you pay on time and carry balance they will increase your limit after four months.
     
  3. Jim S.

    Jim S. Guest

    RE: Nextcard - approved online

    What apr did you get, and do you have any negatives on your report?
     
  4. Chet

    Chet Well-Known Member

    RE: Nextcard - approved online

    Got 9.99% for 3 months (had to transfer $2,500 - 3,000 balances from other cards).

    I have a bankruptcy from 1992, but have had good credit since then - about 15 positive tradelines!). The bk still appears on my credit report.

    If you go to their website (nextcard.com) they have an option to chat live with a customer service rep, and I asked her if they might approve with a bk and she said as long as it was over 7 years old.

    chet
     
  5. Chet

    Chet Well-Known Member

    RE: Nextcard - approved online

    9.99% for 3 months - then about %19 after that!
     
  6. John S

    John S Guest

    RE: Nextcard - approved online

    If it's a Chapter 13 BK and it's over 7 years old, you don't even have to tell them that you filed in the first place -- it's no longer on your credit histories ...
     
  7. Momof3

    Momof3 Well-Known Member

    RE: Nextcard - approved online

    Congrats Chet!!! The only thing that has me puzzled though is that it seems they make most people transfer a balance so close to limit?? But I am happy for you, way to go!

    Mom
     
  8. GEORGE

    GEORGE Well-Known Member

    RE: Nextcard - approved online

    $3300 x 97% = $3201 TRANSFER LIMIT.
     
  9. miles

    miles Well-Known Member

    RE: Nextcard - approved online

    Congratulations Chet. I know you've worked very hard for this! :)
     
  10. dogman

    dogman Well-Known Member

    RE: GREAT CHET!

    Congrats Chet. GREAT!
    Now get the scissors and dump the ASPIRE.
    Do it. Screw them!

    .
     
  11. Rob

    Rob Guest

    GOOD JOB CHET!!

    any idea what your credit score is?

    Rob
     
  12. Chet

    Chet Well-Known Member

    ?

    Rob,

    No idea!

    Although, the lease on my car runs out in a few months and I will have to get another car and I will find out then.
     

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