Just got my June statement -- rate was 9.99% (up from 7.99% last month). Nothing about the raise anywhere. I went over my agreement and it should be prime + .49%- so June should be 7.49%. I didn't get ANY kind of notice (on the statement, in the statement, or by email). Anyone else get this?? I sent in an email (that should take a week to be answered...). Kind of ticks me off - I increased my use of that damn card because it was my best rate on-going. I told them that it's not good marketing to raise rates as the Fed is lowering them -- and my mailbox is stuffed with offers to do balance xfer's for as low as 2.9%. I'll see what they come up with. Hmph. -mj
------------------------------------------------ NOTICE OF CHANGE OF TERMS TO YOUR NEXTCARD ACCOUNT AGREEMENT ------------------------------------------------ Effective with your billing cycle dated after May 13, 2001, your NextCard account agreement is amended to include the following changes to your terms and conditions outlined below. Except as modified by this change in terms notice, the remainder of the terms and conditions applicable to your account will remain the same. The annual percentage rate for purchases and balance transfers is a fixed rate of 9.99% (daily periodic rate of 0.03559%). These changes apply to outstanding balances for purchases and balance transfers on the effective date and new transactions. I COULDN'T FIGURE OUT HOW TO IMPORT IT FROM MY SCANNER TO THIS WEB SITE SO I TYPED IT ALL BY MYSELF!!!!
THIS SAYS WHAT????? I COULDN'T FIGURE OUT HOW TO IMPORT IT FROM MY SCANNER TO THIS WEB SITE SO I TYPED IT ALL BY MYSELF!!!!
Oh silly guy!! Scan it, save it as a word file, open it in wordpad (windows accessories), copy and paste it here. Or if it isn't too long, save it as a text file, open it in notepad (accessories), copy and paste it here. Have fun!! breeze
Well, you raised 'em right, George! ROFL I have tried and tried to teach my Mom this stuff - no luck. She forgets how to work the TV remote, LOL. One time I caught her talking back to the recording on the answering machine. I have to print her email out for her breeze
Effective on my July statement the APR goes up from prime +0.49 (currently 7.49) to 9.9 fixed. The rep. told me they are converting all accounts to fixed rates. This sucks but it's hard to complain about a 9.9 fixed rate so I won't. I owe them about 3500. Now, I have all cards in which I carry a balance parked in accounts with rates of 9.9, 3.9 and 6.9 but the last two are teasers.
If your score is really prime, it's time to move to Pulaski Bank. Unless you know of other banks that offer a 6.5% APR: http://www.pulaskibank.com/credit_card/ Saar
THERE IS A CHART ON THEIR WEB SITE COMPARING 12-18%...YOU STILL SAVE MONEY...BUT YOU WOULD NEED TO SEE IF YOU WOULD SAVE @ 6.50% AND $35.00 OR $50.00 COMPARED TO $0.00 @ 9.99%.
For the record George, if you could make your posts more informative. Just posting $35 and $50...WTF? I didn't know WHAT that meant (until I started reading the Pulaski website). For those know might be wondering, $35 is the annual fee for a regular Pulaski Visa or Mastercard and $50 is the annual fee for their Gold card.
------------------------------------------------------------------------------------------- For the record George, if you could make your posts more informative. Just posting $35 and $50...WTF? I didn't know WHAT that meant (until I started reading the Pulaski website). --------------------------------------------------------------------------------------------- EXCUSE ME................ IT WAS EXPLAINED FURTHER DOWN............ 9.99% @ $0.00 OR 6.50% @ $35.00 6.50% @ $50.00 MAY NOT BE WORTH THE ANNUAL FEE...YOU DECIDE!!!!!!!!!!!!!
