I opened this account in January with a 6K balance transfer that I've paid down to 3300. Today, I received a CL increase of 2K bumping the limit up to 11K. The APR is 7.99 variable as of now. The bad news is that next month the rate is going up to 9.9 fixed. According to the rep. I spoke with when I got this news, Nextcard is doing away with variable APRs on all of its accounts.
