I made $5,500 balance transfer from Nextcard to my other card a week ago.Today I checked my Nextcard balance ;the 5,500 payment was posted but my available balance was negative 3,500.THe rep told me if my payment was 50 % above my credit line they will hold the payment for two weeks and during that period I cann't use my card.It seams Nexdcard doesn't like people make large payment.
Try this...I paid off NEXTCARD with a balance transfer (one of those that charge per transfer) so my NEXTCARD account was over paid. I tried to then do a balance transfer to another account that was closed to pay final payment...NEXT CARD DENIED THE BALANCE TRANSFER, so I called them, they said I can't use the account till they send me a check for the credit balance...THREE WEEKS (I told them to send it by stage coach...it will take less time). After my balance was back down to $0.00 my account worked fine... I GUESS , LIKE DISCOVERCARD, THEY ASSUME ANY CHECK OVER $10,000 WILL BOUNCE, EVEN IF IT WAS ISSUED BY ANOTHER BANK!!!