I saw on the initial page here, that the Nextcard Plus card was for damaged credit. Is that true? I thought the Nextcard Plus was for good or excellent credit.
Re: Nextcard Plus for damaged( I got a aria,2 cap 1's, and a citibank platinum, and they denied me about a week ago for damaged credit. YMMV.
Re: Me to I have Capital One, Aria, Provdian, and no (bad) credit what so ever and they denied me. It is hard to get the Nextcard even the plus.......Sally
Re: Me to I have the same cards as you Sally. Except I have one charge off on all 3 reports. I was recently denied.
Re: Me to I got a nextcard in Oct. At the time I had spiegel over 1 year 5K plus limit, never late, Visa from a small bank 1500 limit, 2 years never late. A car repo that was 10 months old. I got a card and a co-worker of mine got a hard with no problems. he also had damaged credit. I'm not sure what the approval process is and what they look for but, it is possible. I really don't like the card and I'm going to close it this week probably.
Re: Me to dang eboni. I was denied also if you remember. I thought you loved Nextcard. And you are closing. It is a ugly card anyway. LOL roni
Re: Me to The card I have is cute because it has my sons picture on it. Since I am in their Sub-Prime product the APR is 23% which sucks. They take 2 days to post payments made online when they have already recieved the money. I like aria they receive and post it the same day. Plus the limit is 300. It's not worth my time. I have 16.9 with Aria and 9.9 on my other Visa. I have my AMEX Optima, but I don't care a balance on that. Those cards are enough for me.
Re: Me to $300, that is pitiful. I sounds like aria is better for you. I am stuck with the providian classic, ugly blue card. I wish they would give me an gold offer soon. roni
