Nextcard Question

Discussion in 'Credit Talk' started by S.D., Feb 28, 2001.

  1. S.D.

    S.D. Guest

    Maybe this is a dumb question, but I don't want to apply for something that won't use. Is Nextcard only for purchases online or is it versatile just like any other visa? I don't do a lot of online purchasing, so if this is only for the internet I won't be applying...

    By the way, is this card fairly easy to get (tha package with decent terms)?
  2. Momof3

    Momof3 Well-Known Member

    I believe you can use it anywhere. As for easy to get, I really don't think so. They denied me awhile back .

  3. Larry

    Larry Guest

    Re: Nextcard Answer

    It works like your other regular cards (Visa/MC). I was able to obtain a $500 unsecure NextCard with only a Cap1 which was a yr old. I applied online - instant approval - In June I plan to do a product transfer with hopefully a lower apr, higher limit.
  4. Momof3

    Momof3 Well-Known Member

    Their reason for denial. Length of credit history, I had one account 2+ years and one other 18+ months, no negatives.
  5. S.D.

    S.D. Guest

    Thanks for the input. I guess I'll pass. =0) I shouldn't even be thinking about adding inquiries to my reports, but sometimes it's so tempting to apply!
  6. Eboni

    Eboni Guest

    i got a NextCard and my credit is less than desirable.

    They have a new subprime line. If you apply you will probably get accepted. This guy at my job with horrible credit got a card. He hadn't had any credit in 4 years since his divorce.

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