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NextCard Reporting

Discussion in 'Credit Talk' started by RoundLake, Aug 23, 2002.

  1. Aug 23, 2002 #1
    RoundLake

    RoundLake Well-Known Member

    How is NextCard reporting these closed accounts to the CRAs?

    I have a $2500 balance - I certainly hope they are not reporting $2500 balance with a zero CL. This would blow credit utilization ratios all to hell.

    Also, has anyone had luck in getting an interest rate reduction on one of these closed accounts?

    Thanks, Cliff
     
  3. Aug 23, 2002 #2
    MandyB

    MandyB Well-Known Member

    I don't have a balance but my CL is still showing on all 3 rpts. It hasn't changed to N/A or anything.
     
  4. Aug 23, 2002 #3
    GEORGE

    GEORGE Well-Known Member

    I disputed mine...

    I said change to...

    PAID/NEVER LATE
    BALANCE $0
    ACCOUNT CLOSED BY CONSUMER
     
  5. Aug 24, 2002 #4
    erik776

    erik776 Well-Known Member

    I paid mine off when it closed so it was reporting to all three bureaus as open and having a balance. I disputed with all three and TU changed it to closed with a zero balance. I have not herd from the other two yet.

    I think Nextcard has taken a month of from reporting. They seemed to have skipped the month of July.
     

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