I disputed a NextCard account with all three CRAs and it was removed from TransUnion. Equifax and Experian continue to "verify" the debt as belonging to me. I have written to NextCard (or what is left of NextCard) twice, requesting validation and recieved nothing. When I sent these supporting docs to Equifax and Experian (after waiting 30 days for each request), they still say they have verified the debt. Are CRAs required to provide me with evidence of verification/validation? What should I read/reference regarding lawful documentation for validating debt? Any thoughts appreciated. Sincerely, Kristine
