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Discussion in 'Credit Talk' started by AZMDX, Jan 21, 2001.
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I was approved on-line for $3500. If you read through previous posts, I was denied because they say they couldn't verify my information after they called me at home and picked my application apart item by item. I was to send copies of my phone bill, current pay stub, my current address and my first born child to be reconsidered for their card. I was approved hassle free for Discover Platinum and Bank Of America Gold both with much higher limits. Nextcards interest rate was higher than both of these. I chose not to comply with their request. This has also happened to a few others on this board.
they approved me for a $700.00 limit and a 23% apr,I turned it down. I already had providian with a 23% apr, and capone 19% I didnt want another high interest rate card.
I was approved for $11,000 with 9.99 apr. I had to transfer $7000 to get that offer.
I, too, was approved for $9k instantly with balance transfers. Then after calling me at home they claim they could not verify my information and retracted the offer. No thank you to Nextcard. And yes, I too received better offers from Citibank Platinum, Juniper, American Express and Universal Card.
$6,000 with balance transfer, five or six months later increased to $8,000 (request by E-MAIL).
Well, that explains why she kept asking me if I was SURE I didn't have any other cards. That rep had me wondering if I did and didn't know about it. Glad I didn't go for it now, if thats the way they do business. Guess we'll just check them off as not to be trusted.
i was approved for $3500.00
And they even charged me 9.95 for stupid picture card.
Did anyone call you to verify?
F.Y.I. nobody has EVER called me to verify any application in 23+ years...
BUT, I have been denied JUNIPER, CITIBANK (TWICE), and CAPITALONE in the past six months...
I guess I am not going to "apply" for anything, even "SOLICITATIONS" mailed to me...
I got approve for $20,000 with Nexcard they never call to verify anything about 2 weeks later i got the card.9.9%
Getting Nextcard with BK?
Has anyone with a BK gotten the NextCard?
Are they approving those with damaged credit?
Are we considering this a "prime" card?
I would like to apply, but am not sure with my 92 Bk.
I was approved instantly for $6000 with 9.9% fixed APR. They called about 4 days later to verify balance transfers. Card arrived about two weeks later.
Was approved 6 months ago with 8k limit @ 12.99 and Chapter 7 in '91. Limit increased to 12k 4mos later. B/K now off CRAs, asked for the 9.99 apr and got it.
Approved for $5000 with balance transfer got the ongoing 9.9% APR. They however did call and ask EVERY single question of my application again, maybe two more times. I was getting aggravated, but kept answering. Got my card in the mail today.
Thank you, everyone. I think that I will keep it and request a 9.99 ongoing rate in a few months.
RE: Getting Nextcard with BK?
Approved for a $10k limit (w/5k in xfrs) with a '95 BK (no negs. on my report, just the BK entry).