What to do after disputing 2 accounts from 93'(chase) & 94'(sears). I did it online with experian but they said that those companies will not removed it from my report.
Ok...was the last date of activity back in 93 and 94. If so, the CRAs have the power to remove it. It has passed the 7 year mark.
Once you defalt you should never make another payment. Starting the 7 years again is their way of thanking you for trying to catch up on the account. skinderflirt