Ok, I disputed 14 things on my 3 credit reports, and 12 things got deleted, 1 got updated as never late, and 1 verified. The most damaging thing on my credit reports now is 10 student loans that were 2 times 90+ days late (90,120). I received a retroactive forbearance to cover the dates months that are reported late. I have written and received a letter confirming that I was in forebearance then. I am in forebearance now (until November 14th), and just completed a request to consolidate my loans July 3rd. Now what is the best angle to approach this as far as getting the loans lined up as paid, never late? Do I wait until after the present forbearance period? Do I try and hit the CRA first or Nelnet? What kind of (with what tone?) letter should I write? Just give me a little direction
Yeah, I was quit happy about the results, unfortunately, I STILL need some help as to where to go from here ...... <bump>
hey, I have no answers to your questions but I am highly impressed with what you have done so far... Jeeez!!!
