i applied 01/18/02 for just a "regular" credit card did not get the "instant " approval just called to check the status and they told me they did not know yet whay are they doing??? i have never known it to take this long anyone got any clues they pulled my exp at 596...
You've posted twice and still haven't mentioned the name of the institution with which you've applied.
30 days why so long??? what do you think my chances are? its been 11 and they still havent made up there mind
MBNA, as I recall, is one of those "old school" card companies that actually takes the time to look at a persons credit report. Since having a person look at it, as opposed to letting a random number generator instantly decide your future, 30 days seems reasonable to me. -- cnswift
thats fine but has it is a good thing they havent said no yet and has anyone been approved with a 596 or around there
I HAVE ALSO BEEN DENIED CREDIT FOR THE FAKE REASON OF EXCESSIVE CREDIT LIMITS...(no such reason code exist at this time) You DENIED, who knows... I was DENIED for accounts when people on this board with 100+ points LOWER were approved for the same exact account...
well i think that stinks i guess i will have to wait for the mail man than!!! just wish i knew if i had a chance
Try it. All you have to lose is an inquiry. If approved you WON'T get the "TARGET LIMIT" ($200)...it will probably be $500-$800. WAL*MART ONLY APPROVES LIMIT INCREASES ON PAYMENT HISTORY...(pay on time, ALL THE TIME, and you can get 2 or 3 increases a year)...you have to call for it... Every so often they have a 0.00% offer...
