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Discussion in 'Credit Talk' started by td, Dec 19, 2000.
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Simple: When you applied for that credit account, they pulled your credit from only Equifax. That triggered your file in the Equifax system. When the CRA's get a request for info on someone and they don't have anything yet, they then create a file with that inquiry.
Not all bureau's draw from the same information. The easiest way to establish a credit profile is to get a secured Mastercard or Visa. With as little as $100, you can get your profile established. Thay report to all 3 bureau's. there is a company in washington, DC that specializes in credit card info. They helped me get started. Their number is 888-346 6371, for free info. Happy Holidays!