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Discussion in 'Credit Talk' started by Tasha, Jun 5, 2000.
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there are a few things you can do to start
building your credit history, you can start by applying for a few department store credit cards, they are fairly easy to qualify for, OR you can apply for a SECURED credit card,
(just type "unsecured credit cards" in your favorite search engine) this is a card that you simply open a savings account with a bank and they will give you a credit card with a credit limit equal to (or sometimes) greater than your deposit. After a while, Once you have used the cards, and shown responsable use of your credit, you will more than likely
start getting credit card offers in the mail for unsecured credit cards.
Good luck to you!
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If your a student, there are many offers out there. Check around your campus for some offers. In addition, look at AMEX or AT&T Universal for student offers.
Do you have a student loan? My stepson had a student loan last year, through Bank One. And since then, he has had all the offers he can stand. It might be worth it to get a small student loan through financial aid at your college.
This approach is a wonderful combination of personal experience and creative thinking. It feels good to read a fresh idea for a change.
Strength and Honor,