I waited and behaved patiently because I did not want to be bounced by a human live....I got an envelope but did not feel plastic in it - oddly enough. Remember - my score was 669 - Equifax is what they pulled. Declined due to: 1. Derogatory public record 2. Too many inquiries in a short time frame. Oh well... AUDI's well that ends well..screw you GM Card. One year from now - when my credit reports go spotless, I won't come back to you beasts.... KLH - thanks for the early congratulations! LOL! aarrfff - dogman
Your not alone, they denied me as well but gave the reason why online. They said I dont have enough credit refrences...Oh well
I got denied with a 669 also for too many lates and derogs. the problem is I do not have any lates or derogs. they are making crap up.
Dont feel bad I had a 720 Equifax and barely got the card. I got a $1600 Toy limit, I managed to get them to increase it to $3000, but I still refuse to use the card.
THX all - I am watching that cheezy movie EVOLUTION on HBO - it is funny .... thx again - hey kbanger - you've made a lot of progress - I have read your posts arooo - dogman
HI Dogman The GM card has a bk filter that I couldn't get waived even once I talked with a credit analyst (yes, they let me talk with a real person). He said with my scores and no bk I'd be certain to get one... but not with the bk... Now... I'm trying to remember if he said it had to drop completely or if it was a 7 year thing (I wasn't close to either). you may wish to call and ask to speak with their credit dept and see if you can talk your way into one... you'd have a good chance at it esp since yours was a 13.. shows good intent. I watched Evolution last night... funny!!!!! I wish Selenium worked on the bureaus... and we could administer it in the same place even
those EVOLUTION creatures are FANTASTIC in High DEF! Or DVD! at first I thought the movie might be gross - but it was very sarcastically done LOL! aarrfff - dogman