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no increase for one year wtf

Discussion in 'Credit Talk' started by GHONEYHONE, Mar 12, 2002.

  1. Mar 12, 2002 #1
    GHONEYHONE

    GHONEYHONE Well-Known Member

    i just got off the phone with caapitol one cust service i have their "gold" card with a 300 cl. i have had this card since 10/01. my balance is 127. i asked for a increase and was told that i would not be eligible until 10/02... wtf i have never been late and always paid more that the minimum any one else had this problem or can explain to me why this is
     
  3. Mar 12, 2002 #2
    Christi

    Christi Well-Known Member

  4. Mar 12, 2002 #3
    GHONEYHONE

    GHONEYHONE Well-Known Member

    ok, but is this a common problem or am i being picked on???
     
  5. Mar 12, 2002 #4
    GEORGE

    GEORGE Well-Known Member

    IS YOUR NAME "GEORGE"???

    :)
     
  6. Mar 12, 2002 #5
    Hermit5

    Hermit5 Well-Known Member

    If you have been on time and no over the limit I would imagine Mr. Cooke would at least double it.

    I just asked them for an increase via C.S. and couldn't get it. The next day I recieved a pre-approved application in the mail fora platinum.

    I'm not worthy of an increase after 22 months but am worthy of a new card(and fee).

    I'm calling Cooke Wed.
     
  7. Mar 12, 2002 #6
    GHONEYHONE

    GHONEYHONE Well-Known Member

    well i emailed them and asked for a increase to 1k i hope i get it would help my scores i am sure of it
     
  8. Mar 12, 2002 #7
    sam

    sam Well-Known Member

    here's a tip:

    Ask for a $1K Balance transfer at the same time.. They want your BT $$ so they are more likely to give you an increase equal.

    I just did this and got $1K increase
     
  9. Mar 12, 2002 #8
    neosmatrix

    neosmatrix Well-Known Member

    i just got this today..



    I PFB'd Capitol One about my gold card about a week ago. I only had 200.00 limit so i bitched and they increased to 500.00 with same shitty interest rate 18.9%. So i said well that was easy why not send another PFB about upgrading my gold to platinum and 1000.00 cl so i can bt about 700.00 from these other 2 cards and this is the response i got.. does this mean no!!!



    Thank you for your feedback regarding Capital One. According to your
    posting on Planet Feedback, you expressed concerns regarding your credit
    limit. We have responded to your concerns via U.S. Mail. You should
    receive the correspondence in the next few days.

    Please contact our Executive Offices at 1-800-955-1455, so that we can talk
    in more detail. I am usually available Monday through Friday, 8:00 A.M. to
    5:00 P.M. Eastern Time. When you call, ask to be connected with the Office
    of the Consumer Advocate.

    I look forward to hearing from you.


    Sincerely,

    Eugene Cooke
    Consumer Advocate-Executive Office
    Capital One Services

    your not the only one to get declined
     
  10. Mar 12, 2002 #9
    Calmest_LA

    Calmest_LA Well-Known Member

    It does NOT mean no. It's a good sign that Mr. Cooke wants to discuss with you the details. This is a normal response from the executive office after receiving a PFB. Just go ahead and call the number. Mr. Cooke is on your side.

    Calmest_LA
     

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