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Discussion in 'Credit Talk' started by Momof3, Mar 21, 2001.
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What is even more interesting Mom is that equifax didnot have my inquiries as a reason code. How many do I have? A zillion. Actually I had fewer creditors pull equifax for me. I can't wait to find out my experian b/c it looks like it may be my middle score. But what am I thinking? I am going fha anyway. Scores are a mute point.
Mom, that was not one of my reason codes - I had too many other more serious problems for them to list Anyway, my report says 0 inquiries too and I know it's wrong because I have my report that I ordered a couple weeks ago and there are a few inquiries on there.
I HAVE 36, ENOUGH TO SHARE...
Good thing most of them are AR and PRM...
F.Y.I. QSPACE does not say AR or PRM...(that means HARD)???
That was one of the reasons Equifax gave me. I have had 3 inquiries in 24 months. I think they just ran out of reasons and had to put something. They also gave hubby the same excuse - he has 1 inquiry in 24 months. Go figure.
I thought I had gone BLIND because I could not find mine
either(but I knew what was on hardcopy).In my opinion,we
should seriously address it & demand a corrected copy w/o
a charge due to "inaccuracy".
Yes that inquiry is HARD! I got that problem too. Qspace told me to mail them a copy of a hardcopy report (I have one) and show them. It's like they can't pull it themselves and verify. You should contact them as well.
When I looked at my Equifax inquiries online, it stated that I had none.
I think it's a computer glitch.
If you don't get your "COMPLETE" merchandise you can "CHARGE IT BACK" so ask for a refund or a paper copy be sent to you free.
1-888-532-0179 (8-8) NEW YORK TIME.
IF YOU ASK FOR A PAPER COPY (INSTEAD OF YOUR MONEY BACK)...CALL FIRST WEEK IN APRIL SO YOU GET A "NEW" UPDATED REPORT (04-02-01 MONDAY).
Mom: Same here!
I know there should be inquiries, but it says NO INQUIRIES, and yet puts the INQs as a reason code.
Yep, same thing with me. The report says I have no inquiries but I get the reason code "Too many inquiries..." Lets file a class action for not giving us full disclosure!