When do you know when you are no longer "building good credit" and have reached the plateau of "having good credit?" I see lots of advertisments on "build your credit" or for people rebuilding their credit. Is it all about a 'score?' If BK, is it when the 10 year mark is up? If I'm building my credit post-BK and have a Cap1 card, how long can I expect to be building my credit? Hope this makes sense.
The answer lies within. I see it the same as character: I should be always building. It may help you to set a goal where your score matters, like to get a prime card, auto or home. However, after you make those purchases, you still have to keep building. 30ft, whose feeling unusually philosophical
You will always be constantly repairing or rebuilding your credit because the demolition experts will always be coming by with their wrecking balls. The END ************************* LB 59
Well, really, building good credit is continuous. Your always "building" to "maintain" your good credit. As long as your clear of BK's or derog's on your CR, then your pretty much good to go. The hard part is keeping it that way.