I just had MAJOR choppage! I checked my report today, and just about *every* soft is gone. The softs that helped bump all but one hard off my report.. they're all gone now! I'm pretty sure I'm not going to be able to accumulate enough softs in the next couple of months (when mysubscription is over) to bump the last hard off. Well, I guess that's ok, since its only one hard left. I also got a nice jump in score from yesterday. I'm now at 735 FICO (if I applied for a blue now, I bet they'd give me a better credit limit than the crappy $2K they've given me now :/ ) I wonder if I can reapply and combine.. since I'm still under 30 days..
I'VE bumped 13 hards in the last two weeks and good till 11/07/2003. amex now has a blue cash back try that.
Jeez, I sure wish eq didnt change their unlimited pulls...also wish I knew about bumpage before they did change it. Ah, well... let me see...$8 times 165 pulls by me...= way too damn much money, lol.
Kathy, TU divides them out to "seen by others" hard, only by you "softs", and "limited information" promotional softs I don't know how you guys get bumpage. I'm at 188 pulls, and I am so scared of splittage vs bumpage that I only pull now when I get an alert.
I can't believe it! I had noticed a while back that 2 hards were gone from EQ., but I thought they had dropped off from time. Went back to 12/01/02 report and they were dated 10 & 11 2002. EQ. keeps hards on 12 mos. So they did get bumped. I hadn't been looking for the bumpage because I had read so many reports that it didn't work with EQ. any more. That was the good news first..... What may be the bad news is that one of my accounts with a $5,000 balance is also gone. Every thing else seems to be correct, but will check closer tomorrow. Is this what is called splitting?
