no status figured into fico?

Discussion in 'Credit Talk' started by mark, Oct 9, 2002.

  1. mark

    mark Well-Known Member

    are accounts with "NO STATUS" figured into FICO?
    I have a TL in the 'potentially neg' field that is set to "NO STATUS" It looks like it isnt being figured into my CE score.
    Although like I stated, it is in the negative section.
     
  2. badrep

    badrep Well-Known Member

    I have one collection account which I disputed. Score jumped when it went to no status. I'm pretty sure no status takes it out of the score but still counts as "deragatory" for anyone viewing your report.

    By the way, its been no status for months and the CA isn't pursuing me. Wonder how long it will stay that way?? Hmm.
     
  3. mark

    mark Well-Known Member

    same way here, has been no status for almost 2 years. oh well, it is not no status on EQ and TU, so I still have to deal with it :/
    thanks
     
  4. charlieslex

    charlieslex Well-Known Member

    I had a no status deleted around the 1st of the month +1 point. It could've been the monthly 1 or 2 point boost. I would say that no status has no affect on your score. Charlie
     
  5. sal826

    sal826 Well-Known Member

    Honestly I wouldn't mess with it if I was you - no status really is neutral and disputing it might get you a an updated 120 day late/chargeoff.




    -Sal
     
  6. charlieslex

    charlieslex Well-Known Member

    I agree sal826, except that it is listed as a negative. I think that they put no status to apise people and just maybe later down the road maybe someone needing to buy a house or something will need to get it cleared up and pay it. Charlie
     
  7. mark

    mark Well-Known Member

    I've already disputed it on all 3 reports and it was verified as being accurate, even though all 3 have it listed differently.
    I've got a settlement for deletion letter from the CA, so it will be gone soon anyway...
     

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