A LITTLE OVER A MONTH AGO I DISPUTDED A COLLECTION ITEM WITH EXPERIAN FOR TUITION BACK IN 1994. THE COLLECTION AGENCY RESPONDED TO EXPERIAN SAYING " THIS ACCOUNT IS IN ONGOING NEGOTIATIONS" SO EXPERIAN NOW HAS MY ACCOUNT IN "NO STATUS" AND MY COMMENT IS "IN DISPUTE WITH THE FCRA" WHAT NEXT ?
THAT WAS WHY I DISPUTED THE ACCOUNT. THE COLLECTION AGENCY IS REPORTING THAT THE ACCOUNT WAS FROM 2-2003.
That's a no no if they re-aged the account. call the CRA and ask them if they can tell you when this account was supposed to fall off your report and what the DOLA is. if the CA reaged the account, that is a violation. tboy
THIS ACCOUNT HAS NOT BEEN PEPORTED PRIOR TO THIS YEAR. WHEN I REPORTED THIS TO EXPERIAN I EXPLAINED THAT I GRADUATED IN 1994 AND THIS MUST BE OVER 8 YEARS OLD. I AM NOT SURE WHAT THE LAW WAS PRIOR TO THE 1996 CHANGES.
