The CRS was quite pleasant and asked me to hld on (this was before even asking for my personal ID info, so I gather she had to ask a supervisor if they're allowed to give out that info yet). She came back and asked my Target Guest Card # , my name and address. Then said, "no, I don't show that you're scheduled to get a Target VISA." Phooey! How can this be? Target only pulled my report once on application (Equifax) and no AR's since then on ANY reports. My Equifax is the cleanest with no BK's showing, all account paid/never late, 649 score, but 3 collections and one judgement.