I had given up 100% on ever disputing another Citibank TL again. They would come back verified and updated every time. I took a year long break from disputing and then pulled all 3 credit reports. Everything was exactly the same as one year ago. I decided to stat disputing again on Equifax I put a five year old negative Long Distance Tel acct. in dispute. I decided not to mess with any of the Citibank accts at all. The tel. co. account came back verified, but a Citibank was deleted. A month later I disputed a small hospital collection. It came back verified, but another Citibank acct. was deleted. Has anyone ever had this happen? Directly above each account on the paper credit report was a Citibank acct. Are they simply hitting a key on the keyboard by mistake and causing the entire TL to be deleted?
I had this happen to me with Experian this past week. I disputed other accounts and the one that I didn't dispute was deleted? I'm curious as to why it was deleted. It hasn't reached the 7 year mark yet. I surely don't want to argue it though. I'll take what I can get at this point.
If they delete an account by mistake I wonder if they can go back and immediately add it right back on ... or once it is removed perhaps the act of putting it back on the report is more time and detail oriented, thus they don't take the extra time to mess with it.
This must be the case. I guess they just hit the wrong function key by mistake. When they have your file pulled up on the computer it must be relatively easy for them to accidently do this while putting another account in dispute. Several times the account directly above or below the one I dispute just vanishes. I have had these horrible fire-breathing Gozilla accounts that I thought would be on there for every second of the seven year reporting period...just disappear in an instant.
