Re: Re: Re: Re: NON Permissible Purpose..... dispute the pull with the CRA and let them investigated there is a good chance it will get deleted I have had great success in doing this with all three bureaus it helps out the fico...
Re: Re: Re: Re: Re: NON Permissible Purpose..... Hiding, My thoughts exactly! One of the dealers had the nerve (in responding to my letter requesting their PP) to ask for more personal information from me so they could delete the inquiry. Ha! I get a solicitation at least once a month from this dealer promising me that I can rebuild my credit if I just buy a car from them. After all, I 'deserve a break'. I am almost two years post BK, have improved my score 100 points in a year, and just got a mortgage at 5.75%. And THEY want to help ME. Between the two dealers it should be another quick and easy $2k. But dadgumit, now I'll be out of non-PP pullers to go after. keebo
Re: Re: Re: Re: Re: NON Permissible Purpose..... Check your state debt collection laws.. In Ca, impermissible access violations START at $2500.00
Re: Re: Re: Re: Re: Re: NON Permissible Purpose..... they do ? are you sure I thought it was only up to that amount per violation not starting at that ????
Re: Re: Re: Re: Re: Re: NON Permissible Purpose..... CA Civil Code : 1785.31. (a) Any consumer who suffers damages as a result of a violation of this title by any person may bring an action in a court of appropriate jurisdiction against that person to recover the following: (1) In the case of a negligent violation, actual damages, including court costs, loss of wages, attorney's fees and, when applicable, pain and suffering. (2) In the case of a willful violation: (A) Actual damages as set forth in paragraph (1) above: (B) Punitive damages of not less than one hundred dollars ($100) nor more than five thousand dollars ($5,000) for each violation as the court deems proper; (C) Any other relief that the court deems proper. (3) In the case of liability of a natural person for obtaining a consumer credit report under false pretenses or knowingly without a permissible purpose, an award of actual damages pursuant to paragraph (1) or subparagraph (A) of paragraph (2) shall be in an amount of not less than two thousand five hundred dollars ($2,500). (b) Injunctive relief shall be available to any consumer aggrieved by a violation or a threatened violation of this title whether or not the consumer seeks any other remedy under this section. Pretty sure LOL
Re: Re: Re: Re: Re: Re: NON Permissible Purpose..... KEEBO-- REad this case....its almost the same thing as yours... http://consumers.creditnet.com/stra...ad.php?s=&goto=newpost&threadid=58413&pgnum=1
