non-reporting card?

Discussion in 'Credit Talk' started by the other, Aug 20, 2001.

  1. the other

    the other Well-Known Member

    Anybody know of a card or loan with a decent interest rate (at or below 9.9) that does not report to the CRAs?

    I would love to be able to have my debt not show on the CRAs.
  2. bingo

    bingo Member

    What an ideal situation - but no - of course not - all lenders report to credit bureaus - as well they should.
  3. breeze

    breeze Well-Known Member

    Well, hey, pick the one you want to lose, and dispute something - balance, issue date, etc.

    They all seem to be fond of deleting positive accounts. So far, DMB got deleted from TU when I disputed the balance. They report once or twice a year. I had a sizable balance, paid it off, and wanted it to show up that way, they wouldn't respond, I guess, so TU deleted it.

    I am now disputing it on the other 2 - crossing my fingers ;)

    I agree, a hidden line of credit comes in real handy.

  4. Marie

    Marie Well-Known Member

    Interesting thought.

    Dispute the higher, newer cards.

    Leave smaller cards with longer history.

    Get new cards b/c you look like you have less credit available to you.

  5. breeze

    breeze Well-Known Member

    Really, you can use it to suit a number of purposes. Carrying a large balance and not having it throw your ratio out of whack is another one.

    You can have that ultra good 10-15% ratio without paying it all down, hahahaha.

    All in all, the 3 stooges may be doing us a back-handed favor.


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