Sorry, I apologize for my lack of knowledge. I'm learning quickly tho. Trying to improve my score for a re-fi. Just pulled all three credit reports. I noticed I have two doctors bills (legit) for not much money. Should I just pay these? Here's a copy of one of them OSI COLLECTIONS SVCS #4696799 4165 E THOUSAND OA SUITE 245 WESTLAKE VILLA , CA 91362 (800) 668-6702 Balance: $62 Date Updated: 10/2005 Original Balance: $62 Original Creditor: MED1 02 FLAGLER EMERGENCY PHYSICIAN Past Due: >$62< Pay Status: >Collection Account< Account Type: Open Account Responsibility: Individual Account Loan Type: Collection Agency Attorney Remark: >Placed for collection< Date placed for collection: [ 07/2005] Estimated date that this item will be removed: 06/2011
You can pay and request delete,or write a letter to the Hospital Credit Department and or Doctor first and then send DV to OSI. They are easy to get rid of and are easy to win in court against ; ) Woofer Woofer