I cosigned on an unsecured loan in 1999. The other signer on the loan filed BK 13 ,so with no warning from Bank Of America this credit line that I was making all of the payments on anyway(bum never made one) went to BK because he listed it as one of HIS debts. Reported as a chargeoff on MY credit report. Bank Of America deleted both accounts from TU AND EQ as a goodwill gesture but it still remains onEX. I tried disputing this a year or so ago as "never late" but it came back as verified. Now checking my Ex report this account states. Last report as Nov 2000 and "CREDIT GRANTOR CONTACT INFO NOT ON RECORD" Should I dispute this as "NOT MINE" or could this trigger Bank Of America to repost this on all 3 reports? Unsure what action to take. Ritch
