Separate names with a comma.
Discussion in 'Credit Talk' started by sam, Mar 8, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
Sorry! in response to ender
this is my first time posting on this BBS. The above post was intended to answer Ender's question regarding how to dispute the charge off.
Re: Sorry! in response to ende
I still don't understand the answer to my question.. or maybe myt question wasn't specific enough. I am asking whether or not it is worth it to try and dispute an item on CR as "NEVER LATE" and "NO CHARGE OFF" when there are indeed many late pays and charge off listed. Is this worth it, especially when the last activitiy would be dated back in 5/97???
If not, then I am going to just dispute it as "NOT MINE" which would just try get it deleted..
just do not mine for now. easier. keep it simple.
Re: not mine
In my experience, using a phrase such as "Not mine" is best for seriously delinquent accounts (Charge-offs, collections, liens, etc.). You can say "Not mine" about your late payments as well but you run the risk of them completely deleting the account rather than just removing the late notations. If you dispute late payments with "I was never late" then they may just remove the derogatory information and leave the account on your reports as a positive trade line.
But, like Marie said, if you want to keep it simple just say "Not mine".