We have had 3 loans in the past 5 years rating from $500 to $4000. Now i have found out that the lender is not reporting to the CRA's. I had them send me a letter stating that we have paid in full as agreed.Now my question: Is there a way that i have this put on my credit report? Thanks!!!
same thing happened to us with a local furniture company and with T-mobile- direct TV .. I requested copies of payment history and sent them to all 3 cra'a to add to their files .....all 3 of these companies pulled CR but have not reported nor has the CRA's entered the positive pay information into our file...
ASK FIRST IF THEY REPORT... Most companies will NOT report to any CRA if they do not now report...even if you ask!!! Some will report for a FEE...but what good is it after 2 years of NO UPDATE???