Not Sure What to Call This

Discussion in 'Credit Talk' started by Erica, Mar 8, 2001.

  1. Erica

    Erica Well-Known Member

    I had my car repoed in 8/99. The repo guy delivered to my mailbox a letter (not in an envelope) that contained threats.

    EXCERPT:"Court papers are now being processed and you will be served with a summons to appear in County COurt and a judgement will be filed. But you'll get over that eventually." It goes on to say:"Save yourself the hassel(sic), the process of this paperwork is not a big expense but getting it signed by a county judge is and getting a new court date is now that we found you."

    I guess what my question is, is this a violation of the FDCPA?

    Also, I paid to current and had a verbal contract with the lender that I would continue to make payments, if they did not sell the car. Long story short, they sold the car, and deleted the account entirely from 2 of the 3 CRB. Still shows up on TRU as paid or paying as agreed with a $3000 balance.

    What should I do???

    PS- THe bank sent me a check for the amount that I paid to them to bring the car current. (They know that they were wrong.)
  2. N'awlins

    N'awlins Guest

    Never mind that question

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