Found this at www.edmunds.com/advice/fiw/articles/47274/article.html Credit scores range from 375 to 900 points, with a score of 900 representing perfect credit. A score of 660 or above typically indicates a very good credit history; those who fall within this range are considered "prime" borrowers, and tend to have no difficulty obtaining credit on quite favorable terms. However, some banks and finance companies have established differing tiers within this category. Rates can vary for even prime borrowers, so it's a good idea to shop around. Average FICO scores tend to fall between 620 and 659. Again, rates can vary within this range, so it's in your best interest to evaluate all your options. If your score is below 620, you may not be able to get the best interest rate. It doesn't, however, mean that you won't be able to get a loan. Remember, knowledge is power when it comes to getting the best deal on your car loan. If you're a prime borrower who, out of ignorance, has applied for a car loan with a subprime lender, chances are you won't be told that your credit score allows you to obtain a much cheaper rate with a prime grantor. Thus, it suits you to know where you stand score-wise, so that you may target appropriate grantors in your search for a loan. Your credit score may be accessed online by visiting the Web sites of the nation's three credit bureaus: Experian, Equifax and Trans Union. ***They have graphs and all sorts of credit stuff.