I checked my Worthknowing score over a month ago, and I had a 5 with 3 deliquencies (lates). I checked again today, and I had a 10 with NO deliquencies and 5 inquiries in last 6 months. Geez, I expected at least a 50-70 with no deliquencies. My revolving ratios were a little high because several accounts have not updated yet, but still I expected a little higher than a 10. Is their scale really that screwed up? Oh well, I wanted to see my TU report anyway. The score is not~worthknowing for sure.
Mike, I think worthknowing is a bag of crap. TransUnion should just go with a set up similar to Creditexperts.
MY FIRST SCORE ON NOT~WORTHKNOWING WAS 100... I OWE PROBABLY $30,000+/- LESS NOW THEN I DID THEN...MY SCORE NOW IS 69... I just tell everybody it it FREE...and it is something to go on...even though it has CLOSED ACCOUNTS AS OPEN AND OPEN ACCOUNTS AS CLOSED...OUT DATED BALANCES... Better than paying, I think.