My husband is being sued over a credit card debt which has been bought by Hudson & Keyse. We received a letter stating we have a Notice of Hearing before a judge. We responded to the original summons with a Motion to Dismiss based on the original contract not being included in the summons (it stated that it was attached), and that the total due is different in the several places in the summons. They also do not have the correct name on the summons... I know that my husbands wages can not be attached due to Florida Law. He is the only one supporting our house hold. They filed the suit one month before the SOL. We have $283 left over each month after paying our bills which covers pet care, any 'extra' (clothes, son activities etc.) We have NOTHING in savings. Can you tell me what to expect at this hearing? Any advice on what I should bring? TIA Edited to add - The plaintiff will be appearing telephonically and will initiate the phone call... This means they will have no other 'evidence' correct? Without the original paper work will it be a matter of our word vs theirs?