Does a creditor have to notify you before placing derogatory information on your credit report? If so, could you add this request to a validation letter and if they don't provide it, would this be another violation of the FCRA or FDCPA that you could sue for?
Sorry. There is no such requirement. LKH ================ However such a requirement is very much needed. {THE END ** *** ** LB 59} """""""""```~~~```'"""""""""
Does a creditor have to notify you before placing derogatory information on your credit report? crfix ================== No the consumer is always supposed to be the last one to know. THE END ** *** ** LB 59 """""""""```~~~```'"""""""""
