Now I'm Dancin! Oh yeah!

Discussion in 'Credit Talk' started by Beenaflake, Jun 2, 2003.

  1. Beenaflake

    Beenaflake Well-Known Member

    Thank you all for being here!

    EQ just UPDATED Bankone CC balance to $149... from $8,200

    My EQ FICO is now 748
    My TU FICO is 700

    EXP---who knows, but it should at least be between EQ and TU!

    My wife just got a totally worthless, but exciting nontheless, PG EQ score of 778 and she has nothing bad left on any of her reports! All balances are near $0 too!

    We can start looking for a house!

    For the newbies here there is hope... It will get better!

    We started in February with scores in the 550-575 range! We were being sued by Amex and were in deep doodoo!

    I was desperate and depressed! Read about it if you feel like seing how bad it was!

    My first post: http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&threadid=43086

    My second post: http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&threadid=43121

    Now I'm dancin, Oh yeah! I'm dancin, oh yeah!

    There's actually music that goes with the words! Wish you could hear it!

    Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you! Thank you!
     
  2. luscious1

    luscious1 Active Member

    Congratulations and good luck with your house search. That is some amazing progress! :)
     
  3. breana902

    breana902 Well-Known Member

    WOW!!! Very impressive progress. Congratulations!
     
  4. psp in nm

    psp in nm Well-Known Member

    hey flakey!! That is super progress, now go get that home!! Congrats!! :)
     
  5. amish

    amish Well-Known Member

    That.....is.....AWESOME!!! Gives me sooooo much hope!
     
  6. Hedwig

    Hedwig Well-Known Member

    Congratulations. I'm sure you'll enjoy your new house, and you can always think of all this hard work and your success .
     
  7. Beenaflake

    Beenaflake Well-Known Member

    Thanks all for the good cheer!

    Started the mortgage application process today (not waisting any time) and got all three Ficos for DW and myself!

    DW's
    EQ-754
    EX-764
    TU-693

    Mine
    EQ-754
    EX-757
    TU-697

    We both have three stubborn 30s on a single CC on TU that are dragging us down! I'll get 'em soon!

    On the home front, we sold our house in April and are renting an apartment awiting school to end and mortgage acceptance before buying in Los Angeles (we're in Orange County, CA).

    DW is 6 months pregnant with our third (a boy)... a major accident that actually started us on the road to credit repair. DW works in LA two days a week and that would have had to end once DB (deadbeat baby) came into the world! So we decided to sell, but how were we going to buy again? Then I stumbled on the boards... couldn't believe what I was reading! It works!

    So, now four of us (the first two are girls) and a big dog are living in a 900 sq.ft. apt. We were anxiously awaiting the final updates on EQ... because the apt. is getting smaller by the day!

    You old timers (figure of speech) should be very pleased with yourselves! You have done a great thing by being here to help newbies like me figure this out!

    Anyway, thanks again!

    I'll stick around and give it back!
     
  8. Butch

    Butch Well-Known Member


    Well ... I'll say HUGE Congrats here too, Flake.

    Fortunately most lenders use your center score, 754.

    Keep up the great work.

    :)
     
  9. jlynn

    jlynn Well-Known Member

    Congrats and a Happy Dance to you!!!!!!!
    Hopefully I will be there real soon.

    Remember oops babies can be the absolute joys of your life!!!!!
     
  10. Beenaflake

    Beenaflake Well-Known Member

    Thanks guys!

    Jlynn, Yep, the oops baby will be fun. With two girls, a wife and a neutered dog, we can use a little more testosterone in the family! LOL!

    He's already caused more of an uproar than you can imagine, but we are looking foreward to his arrival!

    Life is good today... that's what matters!
     

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