Nutcase letters are for accounts that have already been paid. As for if it will work, I don't know but many people on this board has had success using it. Good Luck.
Re: Nutcase letter for settled for Several people have had success when using the Nutcase series with paid/settled chargeoffs. The letter was intended for OCs but some have used it fruitfully with CAs as well. Doc
Re: Nutcase letter for settled for Coincidentally, just now I was reading the Yahoo! Credit Repair board and came across this great testimonial for the Nutcase letter: http://groups.yahoo.com/group/credit-repair/message/9533 It's another example of a CA who actually wrote back and apologized for the trouble, lol. You'll need to "join" that board in order to read messages there unfortunately -- however it's free. Doc