i tried to post the link but i cant until i have 25 posts. but read psych docs sticky. and use the search button
I'm not a big fan of the nutcase letter. Remember, to a CA you are nobody. You're not even a name. You get an automated response to your letter -- if anything -- based on a mathematical analysis of the debt, your assets, past trends, and so on. Sending a nutcase letter will, if anything, put you on top of the pile. I'm a big fan of laying low. Keep yourself off their radar. MAYBE, once you're 200% positive that the SOL has passed and you feel like toying with them, THEN *CONSIDER* the nutcase letter. I guess then you can use it to troll for violations. But until then, unless you REALLY know what you're doing, my advice is to just let sleeping dogs lie.
I think the nutcase letter worked 5-10 years ago but, even then, you needed to come off like, well, a litigious nutcase. Now that CAs have seen so many such letters, most of which were bluffing, they don't pay them much attention (on the balance). The only thing they care are about: a) are you going to pay them (i.e. did you send cash, money order, ACH transaction, etc.) or b) are you going to sue them (i.e. did you send a summons) beyond that, it's just so much noise.
More of an attempt to prove to yourself that you "know what you are talking about". The CA/JDB will understand that you don't. One of the basic tenets of beating a bureaucracy at its own game is to not get noticed. Simple, straight-forward letters that get the job at-hand done are the way to go.
There is a related corollary to that tenet. Never be at the top of the pile of a stack of papers. Be far enough down so that the guy looking at them gets bored by the time he gets to yours and doesn't really read it.
I once got too cocky and woke up a sleeping monster... NAF Knowing what I know now, IME laying low is the best revenge ; ) Woofer
My thought on this if you act like a nut then you can open a can of worms and really irk them into action.A very short to the point letter is enough.If your looking for trouble you'll find it
Yup. I was looking and I found it : ( Thankfully that is all over with and checks and balances and give and take worked out fine so even though I screwed up I won really. : ) HOWEVER it was a LOT of work and almost a year of my time. Woofer
