I found the info I was looking for by doing a search on "New York". Paid collections and Paid charge offs drop from your credit report five years from the date that preceded the last delinquency. This doesn't apply to judements and settled accounts are a grey area. Luke
Rawhide, would you mind emailing me a copy as well? I tried to email you through the board to ask but your creditnet email option is shut off. Thx...
Actually, I just found the link. I had downloaded the pages so that I could have a hard copy when I went into court. http://www.consumer.state.ny.us/clahm/Clahm-Credit_Reporting.htm