NY limit on negatives?

It is only true for PAID collections, chargeoffs and judgements. I will try to find the info on my bookmarks and edit in a link for you.


***EDIT***

Here is the link to the NY Laws regarding this...

http://assembly.state.ny.us/leg/?cl=44&a=53

You'll have to read it to see where, but it is in there.

 

I hope so. I have a settled collection from Sears that I want off.

 

That's better than 7 years but it's still 2 years to long!

 

You can't pay less than owed because if you did it's not paid .

 

Judgments should not even be reported.I thought only accurate information could be reported:False judgments sure as H___ aren't accurate!

 

Ok any idea about NH's paid collections?
Kellie

 

It's here:

I had no idea that EACH State has it's own Fair Credit Reporting act - I thought that was a federal thing. I wonder if the credit reporting agencies pay attention to this.

 

Doubt it don't you?

 

Does anyone know which state has the shortest time limitations for paid collections and charge-offs? What if any requirements are there to be a resident of that state? I'm thinking of moving.

Thanks in advance,
dt

 

For reporting - NY is the only one - 5 yrs.

 

Well that's a relief.

 

LOL, Kristy, seriously, never move to Ohio, though.

If you plan to default on debts, move to Texas, hahahahahaha!!

If you are retired and want to preserve your pension, move to AZ - they will not let other states tax it.