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Discussion in 'Credit Talk' started by Darrell, Jul 24, 2001.
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They work about the same way, I did the online thinger and it sent the 3 way by mail and allowed me to view the Equifax one online. By mail, they just send them all to you.
So I can order them online and they will mail me physical copies? Is that the best way to get them to Lex or will they look at them online?
I got my tri-merge report from www.confidentialcredit.com after following a link on the Lexington website. It was just a little more expensive than ordering the three separate reports, but it got here quicker and I was able to get started sooner.
I hate to sound stupid, but what is tri-merge? Is that all three reports together?
Yep. It tries to match each tradeline and shows you what each agency has for each account.
DaveLV, when you ordered your tri-merge from confidentialcredit.com, did that generate a hard or soft inquiry on your reports? I know that consumer originated inquiries are supposed to be soft, but as we know all too well, that's isn't always the case.
IF YOU GET A "HARD" for requesting your own credit report...DISPUTE IT!!!!!!!!!!!
It's soft on Experian and Equifax. Very difficult to tell on TU.