I had a creditor call my work number the other day due to a missed payment. My husband answered the phone and said I wasn't there. They told him about the missed payment and that I needed to make it soon. Now the loan is on my maiden name and the business,we own a farm, is in under my husband's name, so they can't make the connection there. Are they allowed to discuss a debt with a spouse? I am in TN.
Depends on state law, but generally yes. Even a CA can (spouses are specifically excluded as third parties undr the FDCPA).
