Okay, I have a repo from Nicolas Financial DLA 12/95 (on all other reports) still reporting on EXP saying I owe roughly $7k. Report says: date open 7/95 rptd since 8/97 date of status 8/97 last rptd 1/03 What should my next step be? Should I call Experian this morning and request them to remove the information? Or should I send a "you know you're wrong" letter to the OC? What do you think? Please help
Was the repo 12/95? The way it looks like they are reporting it, it seems the OC is saying repo 8/97 so that is probably what they sent as DOLA. I highly doubt that the OC still has the records readily accessible. This looks like a simple case of dispute and it should be deleted. Have they verified this one yet?
The repo was 12/95. Surely documentation will substantiate the 12/95 repo date. I can not believe they would change the date to 2 years later. I'm going to check some of my earlier reports and see what date they have on it. I have not disputed this one yet because I didn't want to "mess" anything up. So should I just send a validation to Nicholas for validation?
