Quick Question: If you dispute an item with the OC are they required by law to put a notation on the account that it's in dispute or does this only apply to CAs? lb
They are required but usually never do. I am probably going to file suit against Burdines for this. It is in the FCRA and not the FDCPA. They are required to do so. They have only updated one of my cr as in dispute. Exq and TU do not have a "dispute" notation next to it. I am keeping copies.
I think you may even be able to go after the cra too or instead. I need someone with more experience or understanding to clarify this for me.
If you dispute directly with the furnisher of info, (oc or ca) then they are responsible for placing the dispute notation on your reports. How would the cra know if you disputed with the origina creditor or collection agency? So unless you dispute directly with the cra, there is no case against the cra.
If you dispute directly with the furnisher of info, (oc or ca) then they are responsible for placing the dispute notation on your reports. How would the cra know if you disputed with the origina creditor or collection agency? So unless you dispute directly with the cra, there is no case against the cra. LKH **************************************** Understood. Thanks for the clarification. LB
