OC Validation

Discussion in 'Credit Talk' started by khass, Jun 24, 2003.

  1. khass

    khass Well-Known Member

    ...does anyone know whether or not copies of credit card receipts constitutes proper validation frm an OC? I know that they do not have to validate, but since requesting that they do i have started to receive statements again frm an acct that was charged off...
     
  2. khass

    khass Well-Known Member

    bump
     
  3. jlynn

    jlynn Well-Known Member

    LOL this kind of tickled me. Since they don't have to validate, how can you determine if its not proper?
    I'm not making fun of you!!! I have a sick sense of humor :)

    Is this a cc or is it some other type of debt? Are they charging you interest, late fees, etc? Who is the OC? Is there a CA involved? Do you really think the account is not yours?

    If you could share some more details maybe we can help.
     
  4. erik776

    erik776 Well-Known Member

    I think validation with a credit card company / bank refers to the original contract you signed when you opened the account.
     
  5. wlonsdale

    wlonsdale Well-Known Member

    Get a signed copy of the application too.
     
  6. khass

    khass Well-Known Member

    CA was involved (NCO Financial)...sent them validation letter and they removed their entries frm all 3 reports...now acct is bk w/OC (Discover), who has started to send monthly statements again...sent them a "validation" letter but all they sent was another statement...
     
  7. lbrown59

    lbrown59 Well-Known Member

    Click the validation links below.
     
  8. lbrown59

    lbrown59 Well-Known Member

    canceled.
     
  9. khass

    khass Well-Known Member

    bump
     
  10. khass

    khass Well-Known Member

    bump
     
  11. khass

    khass Well-Known Member

    also...if the SOL starts when the acct first became delinquent and acct is turned over to CA (NCO), does 7yr clk start over when CA gives acct bk to OC (Discover-who has started to send statements again)
     
  12. lbrown59

    lbrown59 Well-Known Member

    Did you read the validation links?
     
  13. khass

    khass Well-Known Member

    i've read many but if u're aware of a certain one that will answer my questions, could u plz post that link?
     
  14. lbrown59

    lbrown59 Well-Known Member

    i've read many but if u're aware of a certain one that will answer my questions, could u plz post that link?

    1*does 7yr clk start over when CA gives cacti bk to OC (Discover-who has started to send statements again?
    khass
    ==============
    1*No.

    THE END ** *** ** LB 59
    """""""""```~~~```'"""""""""
     
  15. khass

    khass Well-Known Member

    thx
     
  16. jlynn

    jlynn Well-Known Member

    No the SOL will not start over.
     

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