I have an old store card that the OC went out of business. The oc is no longer on my credit report. In 2001, Asset Acceptance Corporation purchased this debt, illegally reaged it and placed it on my report. They added interest etc. The account was charged off in november of 1996. If I were request validation, how could Asset Acceptance validate? Any ideas? I thought about writing the CRA's and saying that this debt is obsolete, as you can see even the oc doesn't report this account. Thoughts?
I had an Montgomery Wards card, Sent a complaint to the BBB. The BBB sent a letter to me saying they could not help, forwarded the letter to the CRA and the item was removed.
