Does anyone know if one can apply for a orchard secure card as a joint account? Are there any secure cards out there that can help two people at once? Thanks
Why would you want to have a joint card? You would be better off even each having a separate card, even if secured, building some positive history, and maybe adding the other as "authorized user" to boost that score in order to apply for the next card. Once you have re-established credit and the authorized user TL no longer matters, remove the authorized user from your card to limit credit damage risk in case you have a dispute or billing problem with that creditor. If it was joint, it would be hard to remove either liable party if there was any current balance. Two separate accounts is more flexible.
