Oddball dispute question

This is sort of an oddball question. Not even sure how to do a search for it.

This is the scenario:
1. Disputed with a CRA about inaccurate information on an account.
2. CRA updates the account with new information (the changes are what I disputed)
3. A few months later, the information reverts back to exactly what it was before the dispute.

Is there any course of action to take? This is not really reinsertion because info was not deleted, only changed. I don't want have to keep disputing this account, only to have it change back to where it was in a few months time.

 

I disputed the credit limit which was changed to the high limit (still wrong) but better score wise. It was still not correct. This is for a charged off crap one account. If the CRA has a column for credit limit, then it better be accurate. This has been reverted back on only one CRA. The other two came back verified when I disputed but they did change the credit limit to high balance.

 

begntexs- I save everything! (Still have cc statements from 15 years ago)

I am sure this has happened to others. I am guessing the only recourse is to notify the cra that the information was changed and now it is back again in it's original form. But I am wondering, if there can't be another way to stop that information from being changed again.

Here's where I think I will run into trouble:
What happens if you point out that the information was changed upon reinvestigation, now it's back the way it was, they say they'll re-investigate, then it comes back with it being verified? (hope that made sense)

I just don't want to have to go round and round with this CRA.

 

Those lousy stinkin' *Bleeps* hehe

hmmmm been thinking (dangerous I know) but would reinsertion apply in this case? It seems that we (or maybe just me) assume that it is for a tradeline, but does it apply only to that?

I am reading FCRA 611(5Bii) and it doesn't say tradeline - it says:
"if any information has been deleted from a consumer file pursuant to subparagraph (A) is reinserted..."

Then if you look at subparagraph A, it says:
"If the completeness or accuracy of any item of information contained in a consumers file....'

The operative words are "any information" and "any item of information". It doesn't say the whole acct, it doesn't say tradeline.

If information has been deleted (modified) and then the old information is reinserted would the reinsertion notification of 5 days still be in effect? Item was deleted and then new information was put in it's place.

Where the argument may run aground is in subparagraph 5. If the information is found inaccurate, incomplete, or cannot be verified, it will either be deleted or modified. The word here is modified.

Wonder if there has been a court opinion on this? hmmmmmm....

 

I did answer 8)