Aside from some major ($1,000 plus) open collections on my reports I have a few collections that are rather minor: $101, $59, and $116. One (electric bill)was turned over to a regular collection agency and the other two (doctor bill and cable bill) were turned over to a collection agency/ attorney. My original creditors are not listed on the credit reports at all. Can I pay the orginal creditors in full instead of the collections agencies? If I did that could these particular collection agencies keep their collection efforts recorded on my credit reports by showing it as a paid collections (or whatever) or would the credit bureaus be obligated to delete them if I showed proof of payments to the orginal creditors? Not really sure how all this works. By the way the SOL is not about to run out any time soon on these 3 debts. Also, would I owe the actual amounts listed on my reports or could the amounts have increased while I've been ignoring these over the past few years? Thanks so much for reading.